Generate P&L
FROM BANK ACTIVITY TO BUSINESS CLARITY

Turn Bank Statements Into a P&L

Your bank statements already contain much of the story. Bring your business deposits and spending together in a clear, cash-basis Profit & Loss statement.

Upload bank statementsFree preview · PDF, CSV, XLSX · No signup required

What your bank statements tell us

A statement records money moving through an account. We extract dates, descriptions, and amounts, then help you decide which transactions belong in business revenue, costs of goods sold, operating expenses, or exclusions. Upload all the business accounts for the same period to make the report more complete.

How transfers stay out of your income

Moving money from business savings to checking does not create revenue. We look for matching amounts in opposite directions, nearby dates, and transfer descriptions. Possible transfers and overlapping transactions are flagged for confirmation. Unknown incoming payments require a review rather than an automatic revenue assumption.

You make the final call

Merchant suggestions are a starting point. A restaurant purchase might be a business meal or a personal dinner. Change the category, mark it personal, or apply a rule to matching merchants. Refunds need the original category so they can reduce the corresponding income or expense.

What a statement-based report cannot show

Bank data alone does not capture every part of an accounting record. Unpaid invoices, unpaid bills, depreciation, inventory adjustments, cash transactions, and activity in omitted accounts can be missing. This tool produces an estimated cash-basis P&L, not an audited or certified financial statement.

Your next step is a statement.

Upload your business bank statements, review the categories, and preview your P&L before paying.

Upload bank statements

Common questions

Can I really create a P&L from bank statements?+

Yes. Statements can form the basis of a cash-basis P&L by organizing business deposits and expenses. It only reflects the accounts and dates you provide. Non-cash items and activity outside those accounts may require adjustments.

Which file formats can I upload?+

Upload PDF, CSV, or XLSX statements, including multiple files. Text-based PDFs work best. If a PDF cannot be read reliably, we’ll ask for a CSV or Excel export from your bank.

Do I need to connect my bank account?+

No. We never ask for your online banking password or connect to your bank. You upload the files you choose.

Can I change how a transaction is categorized?+

Absolutely. Review and change any category before generating your report. You can also apply a change to matching merchants or update several transactions at once.

When do I have to pay?+

Your report preview is free. Pay $12.99 once, plus applicable tax, to unlock the PDF, Excel workbook, and transaction report. There is no subscription.

Is this a certified financial statement?+

No. This is an estimated, cash-basis report based on your data and review. It is not audited, certified, or guaranteed to be accepted by a lender or tax authority.