Generate P&L
INDEPENDENT WORK, ORGANIZED

Your 1099 work. Your business picture.

Client payments tell only part of the story. Bring your business expenses into the picture to see an estimated profit for the period.

Upload bank statementsFree preview · PDF, CSV, XLSX · No signup required

A 1099 form and a P&L serve different purposes

An information return reports certain payments. A P&L brings business revenue and expenses together for a defined period. This generator reads bank statements, not 1099 forms, and it does not reconcile tax forms or decide which income is reportable.

Check client deposits and platform payouts

Deposits can represent individual client payments or platform payouts after fees. A net payout does not necessarily show gross sales or separate processing costs. Compare your statements with your platform records when you need that level of detail; do not invent missing fees.

Review expenses in context

Subscriptions, office purchases, travel, and meals may have business or personal purposes. Choose categories based on your actual activity, keep the supporting receipts, and exclude personal transactions. This report helps organize the supplied data; it does not calculate tax deductions or file a return.

Your next step is a statement.

Upload your business bank statements, review the categories, and preview your P&L before paying.

Upload bank statements

Common questions

Can I really create a P&L from bank statements?+

Yes. Statements can form the basis of a cash-basis P&L by organizing business deposits and expenses. It only reflects the accounts and dates you provide. Non-cash items and activity outside those accounts may require adjustments.

Which file formats can I upload?+

Upload PDF, CSV, or XLSX statements, including multiple files. Text-based PDFs work best. If a PDF cannot be read reliably, we’ll ask for a CSV or Excel export from your bank.

Do I need to connect my bank account?+

No. We never ask for your online banking password or connect to your bank. You upload the files you choose.

Can I change how a transaction is categorized?+

Absolutely. Review and change any category before generating your report. You can also apply a change to matching merchants or update several transactions at once.

When do I have to pay?+

Your report preview is free. Pay $12.99 once, plus applicable tax, to unlock the PDF, Excel workbook, and transaction report. There is no subscription.

Is this a certified financial statement?+

No. This is an estimated, cash-basis report based on your data and review. It is not audited, certified, or guaranteed to be accepted by a lender or tax authority.