Generate P&L
SMALL BUSINESS. A CLEARER PICTURE.

Know where your business stands.

Get a practical view of revenue, expenses, and profit without setting up a full bookkeeping system.

Upload bank statementsFree preview · PDF, CSV, XLSX · No signup required

Start with a complete reporting period

Monthly reports can help you inspect recent activity; a quarter or year can reveal a broader picture. Use a consistent date range and upload every statement needed to cover it. Check that the accounts are in USD and that the dates match your intended period.

Inspect the categories that matter

The report separates direct costs, operating expenses, and interest. Expand a category to inspect the transactions behind it. If your business sells products, purchases of inventory may not equal the cost of items actually sold; an accountant may need to adjust a statement-based report.

Keep the scope simple

Pnlwise focuses on turning uploaded transactions into an estimated cash-basis P&L. It does not connect to your bank, manage invoices, run payroll, or prepare tax returns. You can review the summary for free and purchase downloadable copies when the numbers are ready.

Your next step is a statement.

Upload your business bank statements, review the categories, and preview your P&L before paying.

Upload bank statements

Common questions

Can I really create a P&L from bank statements?+

Yes. Statements can form the basis of a cash-basis P&L by organizing business deposits and expenses. It only reflects the accounts and dates you provide. Non-cash items and activity outside those accounts may require adjustments.

Which file formats can I upload?+

Upload PDF, CSV, or XLSX statements, including multiple files. Text-based PDFs work best. If a PDF cannot be read reliably, we’ll ask for a CSV or Excel export from your bank.

Do I need to connect my bank account?+

No. We never ask for your online banking password or connect to your bank. You upload the files you choose.

Can I change how a transaction is categorized?+

Absolutely. Review and change any category before generating your report. You can also apply a change to matching merchants or update several transactions at once.

When do I have to pay?+

Your report preview is free. Pay $12.99 once, plus applicable tax, to unlock the PDF, Excel workbook, and transaction report. There is no subscription.

Is this a certified financial statement?+

No. This is an estimated, cash-basis report based on your data and review. It is not audited, certified, or guaranteed to be accepted by a lender or tax authority.